Car Insurance Information - Car Cheap Insurance Quote Section

Car Cheap Insurance Quote Navigation

Massachusetts Car Insurance Quotes
Auto Car Cheap Insurance Quote
Aig Car Insurance
Car Insurance Albany New York
Tesco Online Car Insurance
Sainsbury`s Car Insurance
California Car Insurance Quote
Car Insurance Search
Car Insurance Quote Usaa
Car Insurance Online Ontario Quote
Car Insurance In San Diego
Uninsured Car Insurance Quote
Car Insurance Quote Teen
Car Insurance Quote Usaa
Car Insurance Mercury Quote
Car Insurance Quote Rate
Car Insurance Search
Easy Online Car Insurance
Car Discount Insurance
Car Cheap Insurance Jersey New
Dwi Car Insurance
Car Insurance New Quote
Car Free Insurance Ontario Quote
Online Car Insurance Estimate
Car Insurance Quote Tesco

2010 Best Sellers

Click here!

Annuities: The Shocking Secrets Revealed. - Discover the Shocking Secrets that Banks and Insurance Companies Don't Want You to Know.

Car Accident Claims Kit - A Top Rated Accident Lawyers Do-It-Yourself Guide To Winning Car Insurance Claims.

Drive Your Dream Car Today - How To Get The Car You Want At A Price You Love. Amazing New System Delivers Any Car Or Truck Fast & Sweet.

Main Car Cheap Insurance Quote sponsors

Car Cheap Insurance Quote


Latest Car Cheap Insurance Quote Link Added


Amazon Affiliate

or get the Kindle version


Welcome to Car Insurance Information

Car Cheap Insurance Quote Article

Cheap Car Insurance: Factors that Affect Your Car Insurance Rates
Rob Sliver

When it comes to auto insurance rates, who you are determines what you pay. Automobile insurance premiums are based on a large number of factors, some of which you can control, and some of which, alas, are incontrovertible facts of life. Statistically, a sixteen-year old boy with a 300 horsepower sports car in a big city is far more likely to hit something than a 35 year-old married guy driving a minivan around the suburbs.

While you can't change your age and some other factors, there are things that you can do to keep insurance premiums as low as possible.

Factors you CAN'T change that impact your auto insurance rates:

Your age
Dick Clark and Sophia Loren notwithstanding, aging is unavoidable. And while you may be a mature-looking teen or a youthful octogenarian, the oldest and the youngest drivers are far more likely to have accidents.

Whether it's the mothering instinct or fewer NASCAR fantasies, women statistically make safer drivers.

Marital Status
Ok, you can change this, but there have been no reports of people marrying simply to lower their insurance rates.

Factors you CAN change that impact your auto insurance rates:

Where you live matters.For instance, those living in rural America are far less likely to have a collision or a stolen car than those living in a city. But, sometimes even just moving across the street can change your rate.

Driving violations
Speeding tickets, running red lights, failure to yield, etc. all count toward your auto insurance rate.

Your vehicle
If you must have that cherry red Corvette or the Ferrari Testarossa, be prepared to pay for it. Your insurance premiums will be higher.

Accident claims
While you can't change the past, keeping your slate clean and free of accidents will hold you in better stead than lots of fender benders.

Credit rating
That's right -- many insurance companies view having a poor, or even no credit history as suggestive of higher risk.

A little easier said than done. Believe it or not, insurers have found correlation between your occupation and risk. Makes sense that the pizza delivery guy could be a higher risk!

Other factors that go into determining premiums:
Miles driven per year
Distance to work
Years of driving experience
Business use of the vehicle
Whether or not you currently have auto insurance
Theft protection devices (often results in discounts)
Multiple cars and drivers (another opportunity for discounts)

It can be more than a bit confusing when trying to decide the best and most affordable coverage for your vehicle. Like anything else, get good advice and comparison shop. With the Web at your fingers, you have all the information and power to get the best deal.

Please note that this description/explanation is intended only as a guideline.

For more information about auto insurance please go to:>
About the Author

Author: Rob Sliver

Car Cheap Insurance Quote News

No item elements found in rss feed.

Lexington Movers   estrategias forex   automated affiliate formula review   AZ mortgage   ipod car kit